I was very naive when I was a youngster.
I remember being mad that my parents insisted that I get full coverage insurance on my vehicle.
I thought I didn’t even need insurance or I could at least get the cheapest which is liability only. I felt like a big shot driving all around in my cars and hanging out with my buddies. Then one time, I was adjusting the temperature control settings in my car and I suddenly realized I was about to crash into an oncoming car when I looked back up. I suddenly swerved back to my lane but I overdid it and ended up flying off the road and hitting a pole. I was hurt pretty badly and rushed to the hospital in an ambulance. I kept asking if the other driver was okay when I woke up. I didn’t know if he had swerved like I had and I wanted to apologize to him. They said they would deliver my message, which they did. The guy even came to the hospital and wanted to know if I was okay. I apologized profusely and said how I shouldn’t have been adjusting the temperature control when driving, I should have just focused on the road. He said it was fine and he hoped that I would be alright too. Also, my insurance covered the replacement of my vehicle, but the cost of my insurance has gone up. I realize I wouldn’t even have a car to drive if I didn’t have the full coverage insurance, so I’m grateful my parents did that for me. I’m also impressed by the climate control system in my new car. It has a smart thermostat that is connected to Alexa, so I can give voice commands for temperature control adjustments.